Bad Plateaus

As you progress through the life of executing a financial plan, from time to time, you will notice some trends forming; some trends will be good and others will be bad. While most of the trends happening with my money these days are good, there was a time not too long ago that I noticed … Continue reading Bad Plateaus

Putting Money in Order

If given a choice, which would you choose? Freedom or frustration? I know it seems like a ridiculous question. But, over the years, I can see where I often chose frustration over freedom when I chose what to do with my hard-earned cash. It wasn't on purpose, of course. It's just that I had some … Continue reading Putting Money in Order

Your Emergency Fund and Financial Agility

Ah, the emergency fund...that well-known, but often neglected, aspect of most of our financial lives. According to a survey conducted by bankrate.com in 2019, roughly 28% of Americans had no emergency fund, at all; another 25% had an emergency fund that would not cover at least 3 months of expenses. You may have also read … Continue reading Your Emergency Fund and Financial Agility

This Time is the Same…For Me

In this post: My need to build more of an emergency fundChanges I am making to speed up my savingsWhy my changes will be enoughWhy more changes might be necessaryWhat about debt repayment?What I am doing with credit card rewards In my last post, I went over how the financial implications of adversity, for me, … Continue reading This Time is the Same…For Me