It's that time of year at the day job. Every year, I get evaluated by my manager and receive the requisite pay increase to go along with it. This annual event brings with it the act of trying to decide what to do with any extra money that may soon to appear in my direct … Continue reading Handling That Pay Increase
Shouldn’t I Be Doing Something
Credit Card Debt? Gone. Car? Paid for. Bills? Payments are, for the most part, automated. Retirement Accounts? Getting funded more and more each year. Emergency Fund? Two months of expenses saved and on the way to way to three. Insurance? Life, health, dental, home, car, and personal liability...done. Discretionary Savings? All set up and getting … Continue reading Shouldn’t I Be Doing Something
Financial Physics: Why the Lock Unlocks
"Why does the lock unlock?" That was the question asked of our Health Physics crew one evening when I was co-op student working at a nuclear power plant when I was in college. (I was a Chemistry major in those days.) One of the technicians on the crew had earned his doctorate in Physics, and … Continue reading Financial Physics: Why the Lock Unlocks
Bad Plateaus
As you progress through the life of executing a financial plan, from time to time, you will notice some trends forming; some trends will be good and others will be bad. While most of the trends happening with my money these days are good, there was a time not too long ago that I noticed … Continue reading Bad Plateaus
Goals and Distractions
Over the past year or so, I've found it easier to execute some of my plans. Read for this many minutes each night. Write at least this much every day. Put this much money into those accounts every pay period. And, with each passing day, week, month, and (I suppose) year, the plan just gets … Continue reading Goals and Distractions
