"Where am I sleep walking?" Well, there's an interesting thought... As the tweet pictured above states, we tend to look at what we think is good and what we think is bad and go about keeping the good and improving on (or getting rid of) the bad. I've recently decided what to do in terms … Continue reading That Money Thing I Forgot About
"Why does the lock unlock?" That was the question asked of our Health Physics crew one evening when I was co-op student working at a nuclear power plant when I was in college. (I was a Chemistry major in those days.) One of the technicians on the crew had earned his doctorate in Physics, and … Continue reading Financial Physics: Why the Lock Unlocks
Over the past year or so, I've found it easier to execute some of my plans. Read for this many minutes each night. Write at least this much every day. Put this much money into those accounts every pay period. And, with each passing day, week, month, and (I suppose) year, the plan just gets … Continue reading Goals and Distractions
In my last post, I discussed my process for selecting mutual funds in an employer-sponsored retirement account. Within the context of a 401k or 403b, the options we have for our investment dollars are a well-curated, limited number of options. Once we venture into other types of accounts, we tend to get exposed to a … Continue reading Should I Invest in Individual Stocks?
For most Americans, the easiest way to save for retirement is probably the 401k (or 403b). The importance of these types of accounts, sometimes referred to as defined contribution plans, has grown since section 401k was inserted into the US tax code in 1978. According to Investopedia, only 16% of Fortune 500 companies offered their … Continue reading How I Pick Funds in a 401k (or 403b)