Bad Plateaus

As you progress through the life of executing a financial plan, from time to time, you will notice some trends forming; some trends will be good and others will be bad. While most of the trends happening with my money these days are good, there was a time not too long ago that I noticed … Continue reading Bad Plateaus

Cash Flow Management System: Expenses – Part I

Once we have an idea of how much money is flowing in, we will need to move on to how money flows out. In developing this thing we call cash flow management, often referred to as a "budget", managing our expenses is definitely the part we hate. For me, I would always think of budgeting … Continue reading Cash Flow Management System: Expenses – Part I

Windfall Plan

It seems that Emergency Funds get all the press when it comes to unexpected money events. It makes sense, I guess. Most of us probably feel that bad things are more likely to happen in our financial lives than good. Not to mention that a few psychological studies show that we tend to twice as … Continue reading Windfall Plan


I didn't always have a whole lot of self-esteem when I was younger. You see, I was a skinny kid growing up and I was a little self-conscious about it. So, late in my high school years, I started to work out. I made some nice gains, but it wouldn't be until I took control … Continue reading Wealth-Esteem

Following a Financial Fitness Plan

Growing up, I was always a pretty skinny kid. Now that I'm in my mid-40s, I wish I still had a problem where I had to try really hard to gain weight. But, when I was in high school and college, it sucked quite royally. Round about the time I turned 18, I can remember … Continue reading Following a Financial Fitness Plan