Goals and Distractions

Over the past year or so, I've found it easier to execute some of my plans. Read for this many minutes each night. Write at least this much every day. Put this much money into those accounts every pay period. And, with each passing day, week, month, and (I suppose) year, the plan just gets … Continue reading Goals and Distractions

Your Emergency Fund and Financial Agility

Ah, the emergency fund...that well-known, but often neglected, aspect of most of our financial lives. According to a survey conducted by bankrate.com in 2019, roughly 28% of Americans had no emergency fund, at all; another 25% had an emergency fund that would not cover at least 3 months of expenses. You may have also read … Continue reading Your Emergency Fund and Financial Agility

This Time is Different…For Me

I know it's been awhile since I've posted anything here. With all of the news around COVID-19, I had a little trouble wrapping my brain around how all of this can eventually come back around to personal finance and how we execute our personal financial plans. I was batting around an idea when I came … Continue reading This Time is Different…For Me

Windfall Plan

It seems that Emergency Funds get all the press when it comes to unexpected money events. It makes sense, I guess. Most of us probably feel that bad things are more likely to happen in our financial lives than good. Not to mention that a few psychological studies show that we tend to twice as … Continue reading Windfall Plan

Wealth-Esteem

I didn't always have a whole lot of self-esteem when I was younger. You see, I was a skinny kid growing up and I was a little self-conscious about it. So, late in my high school years, I started to work out. I made some nice gains, but it wouldn't be until I took control … Continue reading Wealth-Esteem