When I first started investing while I was in college, I started off fairly conservatively. While I was working a job through Auburn University's Cooperative Education program, one of my co-workers introduced me to dividend reinvestment plans (DRIPs) where I could buy stocks largely commission free. (This was in the mid-90s when commissions were usually … Continue reading Speculation and Being Able to Sleep
I've gone through the practice of logging my net worth since 2016. I think it's a good way to track your overall progress (and process) over time, and helps to keep you on track with your financial plan. But, this year, a question about my net worth popped into my head. It's a question that … Continue reading Investments Show No Steam
If you spend much time perusing personal finance advice, you've probably come across the recommendation to contribute to an employer-sponsored retirement account (usually a 401k or 403b) so you maximize your employer's matching contribution. For most of us, that just means contributing at least up to the point that our employers would stop matching our … Continue reading Retirement Accounts: Two Ways to Miss Out on Your Employer Match
"Where am I sleep walking?" Well, there's an interesting thought... As the tweet pictured above states, we tend to look at what we think is good and what we think is bad and go about keeping the good and improving on (or getting rid of) the bad. I've recently decided what to do in terms … Continue reading That Money Thing I Forgot About
I've never been one for New Year's resolutions, per se. Over the last few years, I have gotten better at setting goals; my goals just rarely occur around January 1. My process is more of an ongoing series of minor adjustments. When 2020 rolled around, I had gotten my financial situation to a pretty nice … Continue reading 2021: Recycled Resolutions?